Privacy Policy
Last updated: 3 August 2026
Who we are
TRASA FINANCE LTD (“we”, “us”, “our”) is a UK registered company providing finance brokerage and intermediary services to businesses and individuals seeking suitable finance solutions.
- Company name: TRASA FINANCE LTD
- Company number: 17358914
- Registered office: Mayfield House, Markington, Harrogate, HG3 3NP
- Email: adrian@trasafinance.co.uk
- Website: www.trasafinance.co.uk
TRASA FINANCE LTD operates as a finance broker, helping customers explore available finance options from a range of finance providers.
Our role is to understand your requirements, review available finance solutions, and introduce your application to suitable finance providers where appropriate.
We do not provide lending facilities ourselves. Any finance agreement entered into will be directly between you and the relevant finance provider.
TRASA FINANCE LTD is not currently authorised directly by the Financial Conduct Authority (FCA). Where applicable, we may operate as an Appointed Representative of FCA-authorised firms. Details of any FCA principal firm and regulatory permissions will be provided when applicable.
What information we may need from you
To help us understand your requirements and identify suitable finance solutions, TRASA FINANCE LTD may collect and process information that you provide to us.
The type of information we may request includes:
- Your full name and contact details
- Your home address and business address
- Your date of birth
- Proof of identity, such as a passport or driving licence
- Proof of address, such as a recent utility bill or official document
- Details about your business, including trading name, company information, turnover and financial circumstances
- Details of your income, assets, liabilities and existing financial commitments
- Information relating to the finance solution you are seeking
- Details of any additional support requirements or circumstances that may affect how we communicate with you or support your application
We only collect information that is necessary to provide our finance brokerage services, assess your requirements and introduce you to suitable finance providers.
Information from other sources
To assist with assessing your requirements and identifying appropriate finance options, we may obtain information from other sources, including:
- Companies House and other public registers
- Your company website and publicly available business information
- Social media profiles where relevant and publicly available
- Credit reference agencies
- Specialist business information and company credit analysis providers
- Fraud prevention agencies
- Data providers and business information services
- Government databases and official sources where applicable
Information obtained from these sources helps us verify information provided, understand your circumstances and introduce your application to suitable finance providers.
We will only access and use information where there is a lawful basis to do so under UK data protection legislation.
How we will use your information
TRASA FINANCE LTD uses your personal information to provide our finance brokerage services, understand your requirements and help identify suitable finance options from a range of finance providers.
We may use a Customer Relationship Management (CRM) system to securely store and manage information such as:
- Your contact details
- Details relating to your finance enquiry or application
- Communications between you and TRASA FINANCE LTD
- Your marketing preferences
- Any requests to stop receiving communications from us
We use this information to manage your application, provide updates, maintain accurate records and ensure we provide an efficient service.
Sharing your information with finance providers
Where appropriate, we may share your information with selected finance providers, lenders or funding partners to assess whether they can offer a suitable finance solution.
The providers we approach may include companies offering:
- Asset finance
- Vehicle finance
- Business loans
- Invoice finance
- Equipment finance
- Other commercial finance solutions
We only share your information where it is necessary to progress your finance enquiry and identify suitable options.
If you would like details of the finance providers we have approached on your behalf, you can contact us:
Email: adrian@trasafinance.co.uk
We recommend reviewing the privacy policies of any finance provider that receives your information, as each provider will act as a separate data controller and will explain how they process your personal data.
TRASA FINANCE LTD will never sell your personal information to third parties for marketing purposes.
Finance providers and credit checks
When your information is passed to a finance provider, they may carry out their own checks, which may include:
- Identity verification
- Creditworthiness assessments
- Affordability assessments
- Fraud prevention checks
- Business and director checks
Finance providers may share information with Credit Reference Agencies (CRAs) to help verify information, assess risk and prevent fraud.
Each finance provider will explain within their own privacy notice whether they use automated decision-making processes, credit scoring or other technology-based assessments.
Where automated decision-making is used, you have the right to request information about the process and, where applicable, request human review of a decision.
You also have the right to object to your information being processed for direct marketing purposes.
Credit Reference Agencies
Credit Reference Agencies (CRAs) may receive information from finance providers about you, your business and any individuals connected with the application.
When a finance provider performs a credit search, the CRA may record this search on your credit file. This information may be visible to other lenders.
CRAs may provide finance providers with information including:
- Public information
- Credit history
- Financial information
- Business information
- Fraud prevention information
If you are a company director, finance providers may verify information such as your residential address against available public records, including Companies House information.
If you make a joint application or provide details of a financial associate, CRA records may become linked. You should ensure any joint applicant or financial associate is aware before submitting an application.
If finance is provided and repayments are not maintained, finance providers may report this information to CRAs. This may affect your ability to obtain credit in the future.
Information held by CRAs may remain on file for up to six years after accounts are closed, settled or defaulted, depending on the circumstances.
Providing false or inaccurate information may result in information being recorded with fraud prevention agencies and may affect future finance applications.
Credit Reference Agencies commonly used in the UK
Finance providers may use different Credit Reference Agencies. The main agencies operating in the UK include:
- TransUnion
- Website: www.transunion.co.uk
- Equifax
- Website: www.equifax.co.uk
- Experian
- Website: www.experian.co.uk
Each Credit Reference Agency has its own privacy policy and Credit Reference Agency Information Notice (CRAIN), which explains how your information is collected, used and shared.
If you would like to know which Credit Reference Agency has been contacted during your application, please contact the relevant finance provider or contact us and we will assist where possible.
Direct Marketing
We may use your information to contact you about TRASA FINANCE LTD services that may be relevant to your business or finance requirements.
Where required by law, we will obtain appropriate consent before sending marketing communications.
You will always have the option to unsubscribe from marketing communications.
You have the right to object to your personal information being processed for direct marketing purposes at any time.
To update your marketing preferences, contact:
Email: adrian@trasafinance.co.uk
How long we store your information
We retain personal information only for as long as necessary for the purposes it was collected, including meeting legal, regulatory and accounting obligations.
Generally, information relating to finance enquiries and applications may be retained for:
- Up to 6 years from the end of our relationship with you, or
- Up to 6 years after the end of any finance agreement introduced through us
whichever is later.
We may also store encrypted backups for security and business continuity purposes. These backups are protected and are only accessed where necessary.
Your information security
TRASA FINANCE LTD takes appropriate technical and organisational measures to protect your personal information against:
- Loss
- Theft
- Unauthorised access
- Unauthorised disclosure
- Accidental alteration
- Misuse
Access to personal information is restricted to authorised personnel and trusted service providers who require access to provide our services.
Access to your information and correction
You have the right to request a copy of the personal information we hold about you.
If you would like to request access to your information, update inaccurate details or ask us to correct incomplete information, please contact:
- TRASA FINANCE LTD
- Email: adrian@trasafinance.co.uk
We will respond to requests within the timescales required under UK data protection law.
Where appropriate, we may also notify relevant finance providers if corrections are required to information previously shared.
Your right to erasure
You may request that we delete your personal information where there is no lawful reason for us to continue processing it.
Where a valid request is received, we will remove information from our active systems within one month unless legal or regulatory obligations require us to retain it.
Due to the nature of secure encrypted backups, information contained within backups may not be immediately removable. These backups are protected and will only be accessed where necessary for business recovery purposes.
Your right to object
You have the right to object to the processing of your personal information where we rely on legitimate interests as our lawful basis.
If you object, we will review your request and stop processing your information unless we have a legitimate reason to continue, such as:
- Compliance with legal obligations
- Establishing, exercising or defending legal claims
- Completion of an ongoing finance application where processing is necessary
Your right to withdraw consent
Where we rely on your consent to process specific information, such as additional support requirements, you may withdraw your consent at any time.
Withdrawal of consent will not affect any processing carried out before consent was withdrawn.
Our relationship with finance providers
TRASA FINANCE LTD acts as a finance broker and intermediary.
We work with a selection of finance providers and aim to identify suitable finance solutions based on your circumstances and requirements.
We do not provide finance directly and we do not make lending decisions. Any finance agreement will be entered into directly between you and the relevant finance provider.
We may receive commission from finance providers for successful introductions. Where applicable, details of commission arrangements will be disclosed in accordance with relevant regulatory requirements.
Changes to our Privacy Policy
We regularly review this Privacy Policy and may update it from time to time to reflect changes in our services, legal requirements or regulatory obligations.
The latest version of this Privacy Policy will always be available on our website:
www.trasafinance.co.uk